IMPORTANT INFORMATION ABOUT ACCESS TO THIS WEBSITE

GENERAL TERMS AND CONDITIONS OF THIS WEBSITE 
All users of services accessible through this site acknowledge and agree to the terms and conditions set out below. If you do not accept the terms and conditions, you are not authorised to use this site.

GENERAL 
Information on this site is provided by First State Investments (US) LLC (“First State Investments”), which is a member of MUFG, a global financial group (the “Group”). First State Investments provides its services to or through wholly owned subsidiaries of the Group. Information provided on, and available from, this site does not constitute financial, insurance, legal, accounting or taxation advice, and shall not be relied upon by you in that regard. The information does not purport to be comprehensive, nor does it take into account the objectives and circumstances of the individual investor. You are responsible for ensuring that you are properly informed about any securities, taxation or other legislation or law that could affect your investment decision. You should obtain advice specific to your investment objectives, financial situation and particular needs before making any investment decision. This site shall not be used, or relied upon by you, as a substitute for your independent research or professional advice that may be provided to you in consultation with a First State Investments representative and/or your other advisers.

You acknowledge and agree that past performance is not an indicator of future returns and that references to performance on this site are provided as historical benchmarks only. 
First State Investments’ products and services are available only in jurisdictions where they may be lawfully offered for sale or provided, and not all of First State Investment’s products and services are available in all geographic regions. As such, certain products and services may not be available in your jurisdiction. You are responsible for complying with all relevant local, national and other laws. All First State Investments’ products and services shall be subject to the terms and conditions of any applicable agreements. You agree that your use of this site shall be on an “as is” basis entirely at your risk. None of the Group, nor its affiliated companies, nor any officer, director, or employee thereof, nor any person associated with the creation of this site or its contents, shall be liable or responsible to any person for any harm, loss or damage that may arise in connection with your use of this site or the information contained thereon, including without limitation any direct, indirect, special, third party or consequential damages. Without limiting the foregoing, none of the Group, nor any of its affiliated companies shall be responsible for any detrimental reliance that you may place upon this site or its contents whatsoever. 

Unless otherwise specifically stated, the material on this site is for information purposes only and nothing on this site: 
- constitutes an offer of any financial product  or an offer generally; 
- constitutes an invitation to subscribe for a financial product, or 
- amounts to a solicitation for any business in Australia, the United States or in any other place.

ACCURACY OF INFORMATION AND LIMITATION OF LIABILITY 
The information contained on this site is subject to modification and update from time to time without notice. None of the Group, nor any of its affiliated companies warrants as to the accuracy, completeness or currency of information that is made available on or through this site. 
None of the Group, nor any of its affiliated companies will be liable for or in connection with any harm, loss or damage that may arise in connection with your use of this site or the information contained thereon, including without limitation any direct, indirect, special, third party or consequential damages, arising from any inaccuracies, errors or omissions in information made available through this site (whether arising in contract, from negligence or otherwise). However, First State Investments will endeavour to update the information on this site as soon as practicable when it becomes aware that material changes have occurred.

THE INVESTMENT RISK 
Investments in the products described on this site are not investments, protected accounts, deposits or liabilities of the Group or any of its affiliated companies for the purpose of the Banking Act of 1959 of Australia and are subject to investment and other risks. Furthermore, investments in the products described on this site are not insured or guaranteed by the United States Federal Deposit Insurance Corporation or any other governmental agency of the United States, Australia or any other jurisdiction. Neither the Group nor any of its affiliated companies guarantee the repayment of capital or the performance of any of the funds or any particular rate of return from the fund, or any taxation consequences of, any investment in a fund which is made under the information available from this site.

COPYRIGHT 
First State Investments and related logos are trademarks registered in United States. Copyright in the information provided on, and available from this site is owned by First State Investments and its affiliates. You may not alter or modify this information in any way. This information may be viewed on-line and may be reproduced in hard copy only for your personal reference. You may only use the trademarks and copyright material at this site with First State Investment’s express permission and in accordance with First State Investment’s directions from time to time. The use of, and creation of links to, this site are at the risk of the user and are subject to First State Investment’s rights and the user's general legal obligations. First State Investment’s Limited makes no warranty and accepts no liability in relation to use of the trademarks outside Australia. For further information about creating links to this site and about using the First State Investments’ material, see our guidelines below or contact our office on  +1 212 497 9980 or inquiries@firststateinvestments.com

GUIDELINES 
If you wish to create a link from your site to this site, in addition to the general terms and conditions you have read and agreed to above, you acknowledge and agree to the following. 

o If First State Investment’s allows you to use its copyright material you may use it only in accordance with its directions from time to time, using only material supplied or approved by it, without any alteration and incorporating notices indicating First State Investment’s ownership of copyright material. 
o First State Investment’s may take legal action in respect of any use of the its name or copyright material, without the its permission, other than in accordance with the its directions or in breach of the Group 's rights or your general legal obligations.

PRIVACY 
Hypertext links 
Reference on this site to products or services of third parties does not mean that First State Investments endorses or approves such products or services, and is provided only for convenience. First State Investments neither endorses nor approves links to other web sites or third parties and their products or services, and is not responsible for any incompatibility, inconvenience, or contamination by computer viruses or worms, Trojan horses or any other destructive agent originating from these sites. Linking to other sites is at your own risk, and First State Investments will not be held liable for any damage caused by such links. 

Internet e-mails and other electronic communications 
The confidentiality and security of transmission of e-mails and other electronic communications via the Internet are not guaranteed. E-mail and other electronic communications are not confidential and may be intercepted, lost, or even modified. First State Investments is not responsible for any harm or damage that you or any other person may incur by transmitting via the Internet to First State Investments e-mails or other electronic communications containing personal or confidential information, or by receiving from First State Investments e-mails sent to you at your request. Please click the "I have read and agree to the above information" button below if you have read and understood this page and agree to abide by its contents, otherwise click "Cancel" to leave the website.